Mr. Sarvjit Singh Samra, MD & CEO, Capital Small Finance Bank
“The significant 50-bps repo rate cut to 5.50%, coupled with a substantial yet staggered 100-bps CRR reduction to 3.00%, is a well-calibrated decision that will infuse ₹2.5 trillion into the system. With a 100-bps repo rate cut in 2025 so far, this marks the sharpest easing cycle since the pandemic, aimed at proactively anchoring growth.
These steps will ease liquidity, reduce funding costs, and boost borrower confidence. With rural demand strong and signs of investment revival, CSFB is well-placed to expand quality lending in its core market in semi-urban and rural areas. Lower pressure on deposit mobilization will help protect margins, reinforcing our commitment to empowering customers and continue our growth journey with poise and vigour.”
