Uttar Pradesh, February, 2023:HDFC ERGO General Insurance Company, India’s leading private sector general insurance company, has been authorised by the Government of Uttar Pradesh to implement the Pradhan Mantri Fasal Bima Yojana (PMFBY) for loanee and non-loanee farmers in the districts of Agra, Mathura, Firozabad, Mainpuri, Farrukhabad, Kannauj, Etawah, Auraiya, Kanpur NagarandKanpur Dehatfor the Rabi, 2023 season
PMFBY scheme insures farmers against any losses in crop yield arising out of a wide range of external risks such as drought, floods, dry spells, landslides, cyclones, hurricanes, hailstorms, Inundations, pests, diseases, and others. To determine the loss in yield, the state government will plan and conduct Crop Cutting Experiments (CCEs) on the notified crops in areas notified for the scheme. In case the yield data, based on CCEs conducted, concludes to be low then the farmers will be considered to have suffered a shortfall in their yield for which the claims will be payable to the farmers.
The scheme provides insurance cover for all stages of the crop cycle including pre-sowing, harvesting, and post-harvest risks. All the products under the PMFBY scheme are approved by the Department of Agriculture, Government of Uttar Pradesh. Farmers from the districts of Agra, Mathura, Firozabad, Mainpuri, Farrukhabad, Kannauj, Etawah, Auraiya, Kanpur Nagar and Kanpur Dehatcan reach out to their respective banks, Common Service Centres (CSCs) in their district or contact the authorized HDFC ERGO agents to obtain the insurance cover under the PMFBY scheme for the crops listed above. The details of the validity period to obtain the insurance coverage will be available for the farmers on the website of the Department of Agriculture.