For salaried professionals, quick and accessible loans can be a financial lifesaver—whether for emergencies, planned expenses, or short-term cash flow needs. Non-Banking Financial Companies (NBFCs) are simplifying borrowing with streamlined digital processes, minimal paperwork, and quick disbursals. Here are five NBFCs that provide hassle-free loan solutions:
1. Rupee112 – Fast and Paperless Loans for Salaried Professionals
Rupee112, an RBI-registered Non-Banking Financial Company (NBFC), focuses on financial accessibility by offering a completely digital lending experience for salaried individuals. The platform provides short-term loans with a seamless online application process and rapid disbursal, ensuring quick access to funds. Loan amounts range from ₹5,000 to ₹1,00,000, catering to diverse financial needs—from family celebrations to festive shopping. By leveraging cutting-edge technology and a customer-centric approach, Rupee112 is committed to empowering borrowers with financial freedom and convenience.
2. BharatLoan – Simple and Flexible Loan Solutions
BharatLoan is one of India’s fastest-growing digital lenders, providing quick personal loans with minimal documentation. The fully digital application process ensures hassle-free financial support for salaried professionals. Since its inception in January 2023, BharatLoan has gained over 5 million app downloads and continues to promote financial inclusion by offering loans even to individuals with limited or no credit history. With flexible loan amounts, instant digital approvals, and special festive loan offers, BharatLoan helps borrowers celebrate without financial stress.
3. lendingplate – AI-Driven Loan Approvals
lendingplate, operated by Unifinz Capital India Limited, is a public listed digital lending NBFC registered with the Reserve Bank of India. It provides unsecured personal loans of up to ₹2,50,000 with flexible repayment options extending up to 15 months. Using advanced AI-driven technology, lendingplate ensures instant loan approvals and disburses funds within 30 minutes. Serving over 9,000 pin codes across 500 cities in 22 states, the platform is a trusted choice for salaried professionals seeking quick and reliable financial assistance.
4. Zest Money
ZestMoney believes in making a better life accessible to everyone by offering flexible, affordable financing solutions. With its seamless 3-step approval process, ZestMoney empowers users to shop at over 10,000 online and 85,000 offline stores, providing the freedom to buy now and pay later in easy EMIs. Choose repayment options that suit you—30 days or 3 to 4 months. Whether you’re upgrading your lifestyle or purchasing essentials, ZestMoney ensures affordability without compromise, making it a standout choice among RBI-approved NBFC loan apps for quick approvals in 2025.
5. KreditBee
KreditBee is a cutting-edge digital lending platform designed specifically for young professionals and millennials seeking instant financial solutions. The app leverages advanced technology and alternative credit scoring methods to provide quick, collateral-free personal loans. KreditBee distinguishes itself by offering small-ticket loans with minimal documentation and rapid approval processes. The platform uses innovative data analytics to assess creditworthiness, making financial assistance more accessible to young adults who traditional banking systems might overlook. With a user-friendly interface and instant disbursal, KreditBee addresses the immediate financial needs of the emerging workforce.
